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Returns

Curious about how the returns from a Houseboat work? We'd be happy to explain it briefly. Our starting model, Houseboat Type Fides, costs €129,000 excluding VAT, fully furnished and ready for rental. Our Houseboat can be rented out for a longer period than you might think because Houseboats are rented even in the winter! We charge a rental price that is competitive in the market, which means your annual income quickly amounts to approximately € 23,000. Maintenance, taxes, and operating costs of a Houseboat are significantly lower than, for example, with real estate.

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How Does Depreciation Work

Interested in a calculation? A Houseboat has a shorter lifespan of 40 years compared to a vacation home, which is why the depreciation on it is slightly higher. In 20 years, the Houseboat has a residual value of 50%. However, this doesn't result in a high risk. That's because your returns, including this depreciation, quickly range between € 9,000 and € 12,000 per year. On an investment of € 129,000, this means you achieve a net return of between 8% to 10%.

Rendement berekening

Berekening in het 3e jaar
Midden Bezetting 58% Type FidesType InsulaType Stella Maris
Totale investering exclusief BTW€ 129.000€ 139.000€ 159.000
Prognose bruto huuropbrengst€ 23.240€ 28.280€ 33.000
Verhuur provisie 25%€ 5.810€ 7.070€ 8.250
Netto huur opbrengst€ 17.430€ 21.210€ 24.750
Kosten indicatie vast en variabel
Ligplaats€ 2.000€ 2.000€ 2.500
Management fee OLAV€ 500€ 500€ 500
Waterverbruikincl.incl.incl.
Elektra en of gas€ 600€ 800€ 800
Klein onderhoud/reparaties€ 200€ 400€ 400
Jaarlijks onderhoud *€ 1.000€ 1.400€ 1.400
Verzekeringen€ 800€ 1.000€ 1.200
Reservering inventaris 10 jaar€ 250€ 400€ 600
Reservering afschrijving 40 jaar€ 3.225€ 3.475€ 3.975
20 jaar restwaarde = 50%
Totale vaste en variabele lasten€ 8.575€ 9.975€ 11.375
NETTO INKOMSTEN€8.855€ 11.235€ 13.375
Rendement op totale investering7%8%8%
Rendement inclusief afschrijving10%11%11%
Voordeel vermogensbelasting box 3 / 1.3%

Aan deze voorbeeldberekening kunnen geen rechten worden verbonden.

* op basis van daadwerkelijke kosten